Loan programs
Every kind of mortgage, in four states
We arrange loans with many third-party lenders, so we can match your situation to the program and lender that fits it best.
Home Purchase LoansHouses, condos, co-ops and 2-4 family homes, with pre-approval in about a day.Refinance & Cash-OutLower your rate, shorten your term or take cash out.Purchase CEMANew York only: pay mortgage recording tax only on the new money.2-1 BuydownA seller-paid rate reduction for the first two years.Reverse Mortgage (HECM)For homeowners 62+, with no required monthly mortgage payment.DSCR & Investor LoansQualify on the property's rent, not your tax returns.Self-Employed & Non-QMBank statement, 1099 and asset-based income for the self-employed.FHA Loans3.5% down, including owner-occupied 2-4 family homes.VA LoansNo down payment and no monthly mortgage insurance for eligible veterans.Jumbo LoansLoans above the conforming limit, with fixed, ARM and interest-only options.Second & Vacation HomesFlorida condos, Pocono cabins and Shore houses, often from 10% down.Co-op & Condo FinancingNYC co-op board packages, condo approvals and Florida condo reviews.Renovation LoansBuy and renovate with one loan based on the after-repair value.Commercial & Mixed-UseMixed-use, 5+ unit multifamily and SBA loans.
Not sure which program fits?
Tell us about the home and your income. We will point you to the right option.