Pennsylvania · Licensed
Pennsylvania mortgage broker
From Philadelphia row homes to Pocono Mountain getaways, we arrange Pennsylvania purchase, refinance, second-home and investment loans statewide.
Pennsylvania at a glance
- License
- Licensed by the Pennsylvania Department of Banking and Securities
- Realty transfer tax
- 1% state plus local tax, commonly about 1%; Philadelphia's combined rate is 4.578%
- Who pays transfer tax
- Often split between buyer and seller by local custom; set in the contract
- Popular with New Yorkers
- Pocono second homes and Lehigh Valley primary homes
Pennsylvania is often where New York buyers go for more space at a lower price. The Poconos are a popular second-home market, and the Lehigh Valley draws buyers who commute or work remotely.
Transfer tax is the closing cost to plan for. It varies by municipality and is much higher in Philadelphia, so we include the right figure in your cash-to-close estimate.
Where we lend in Pennsylvania
Popular loans in Pennsylvania
Loan officers licensed in Pennsylvania
Pennsylvania mortgage questions
Can I buy a Pocono second home with 10% down?
Many conventional second-home programs start at 10% down for eligible borrowers. If you plan to rent it most of the year, it should be financed as an investment property.
How much is transfer tax in Pennsylvania?
The state charges 1% and most localities add their own tax, commonly around 1%. Philadelphia's combined rate is 4.578%. Buyer and seller often split it.
Which loan officers are licensed in Pennsylvania?
See the loan officers listed on this page; each shows the states they are licensed in.
Also licensed in New York · New Jersey · Florida.
Financing a home in Pennsylvania?
Talk to a loan officer licensed there, usually the same day.