New York · Long Island
Long Island mortgage broker
Nassau and Suffolk are mostly single-family markets, with co-ops and condos in towns like Great Neck and Garden City and jumbo second homes in the Hamptons. New York's mortgage recording tax applies here too at a lower rate than in the city, so a CEMA can still save money on a purchase or refinance.
Long Island at a glance
- Areas we serve
- Great Neck, Garden City, Hempstead, Levittown, Massapequa, Huntington, Smithtown, Port Jefferson, Riverhead, The Hamptons
- Typical homes
- Single-family homes, co-ops and condos, plus second homes on the East End
- NYC mortgage recording tax
- 1.8% of the loan under $500K, 1.925% at $500K and above (borrower share, 1-3 family and condos)
- Licensed
- Green Street Capital, NMLS #2066586, licensed in New York
Loans that fit Long Island
Loan officers for Long Island
Long Island mortgage questions
Does Green Street Capital lend in Long Island?
Yes. We are licensed in New York and arrange purchase, refinance and investment loans throughout Long Island, including Great Neck, Garden City, Hempstead, Levittown.
What kinds of homes do you finance in Long Island?
Mostly single-family homes, co-ops and condos, plus second homes on the East End. We match each property type to a lender that handles it well.
Who will I work with?
A loan officer licensed in New York. 11 of our loan officers are licensed there.
Can I save on mortgage recording tax in Long Island?
On houses and condos, often yes. If the seller has an existing mortgage, a Purchase CEMA lets you pay recording tax only on the new money. Co-ops don't pay the tax.
Financing a home in Long Island?
Talk to a loan officer licensed there, usually the same day.